Clever founders always eke the most out of every buck. But economic conditions being what they are, even the best bootstrappers could use a little extra help. By now you’ve probably heard of web sites like GasPriceWatch.com, GasBuddy and MSNAutos, which help consumers find the cheapest fuel prices at gas pumps in their geographic area. Such “cost-optimization” sites are now proliferating across all sorts of verticals directly relevant to your most basic startup operating expenses. We’ve assembled a list of a few we like that can help you shop for everything from health insurance to web hosting to wireless service plans and more.